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Life Insurance Quote Online - Life Insurance FAQ 

QUESTION: What is life insurance?

Life insurance allows you to designate money to a person or persons who will inherit it in the event of your death. During this time you will pay money to the insurance company that promises to pay a given amount of money to your beneficiary after you pass. You may purchase whole, term, universal, or survivorship insurance. For a more in-depth look into each of these types of life insurance policies please visit HarborLife’s Life Insurance page.

QUESTION: Am I required to have this type of insurance? 

No. Life insurance is strictly available for only those who want to be able to provide for their dependents after they are gone. However, if you can afford it and you still have dependents such as children, life insurance is something you should be seriously considering.

QUESTION: What does a standard life insurance policy cover? 

It depends on which insurance you choose. Term life insurance is temporary and lasts between 10-30 years. Whole life insurance lasts until you stop making payments and will not be revoked if you get diagnosed with a medical ailment.

QUESTION: What information does my life insurance provider need? 

Most often insurance companies will require you to provide them with medical information. They may even require you to get a physical from your doctor to ensure you are in good health. You may also need to provide financial information.

QUESTION: Wouldn’t my group insurance from work or social security or mutual fund assets pay these needs?

Most often no. Your life insurance needs are usually greater than what those other options can provide. To get an accurate answer you must assess you needs and compare your options.

Get an insurance quote here from the professionals at HarborLife by using our online quoting system or by calling 844-290-0201 or complet our contatct form to speak with a quoting specialist. Remember at HarborLife we are here to safely harbor all your life's treasures.